Home / Dz.U. 1996 nr 5 poz. 32
Law of 30 November 1995 on state aid in the repayment of certain housing loans, granting guarantee premiums and refunding guarantee premiums paid to banks
Ustawa z dnia 30 listopada 1995 r. o pomocy państwa w spłacie niektórych kredytów mieszkaniowych, udzielaniu premii gwarancyjnych oraz refundacji bankom wypłaconych premii gwarancyjnych
Type
Law (Ustawa)
Status
act has a consolidated text (akt posiada tekst jednolity)
Announced
1995-11-30
Entry into force
1996-01-01
Texts
The consolidated text (tekst ujednolicony) is unofficial; only the signed PDFs from Dziennik Ustaw / Monitor Polski are legally authentic.
Keywords
bonusesbank accountsbudżetinterestrefundationhousing cooperativesprawo bankoweCredits and loanshousing savings books
Related acts
Implementing Regulations (80)
- Announcement of the Minister of Infrastructure of November 17, 2010, on the amount of the norm for monthly mortgage loan repayments per 1 m2 of usable floor space
- Announcement of the Minister of Finance and Economy of November 5, 2025, on the amount of the norm for monthly mortgage loan repayments per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of October 15, 2025, on the consumer price index for goods and services in the first three quarters of 2025
- Announcement of the Minister of Development and Technology of October 31, 2024, concerning the amount of the monthly housing loan repayment norm per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of October 15, 2024, on the consumer price index in the first three quarters of 2024
- Announcement of the Minister of Development and Technology of October 27, 2023, regarding the amount of the norm for monthly housing loan repayments per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of October 13, 2023, on the consumer price index for goods and services in the first three quarters of 2023
- Communication of the President of the Central Statistical Office of October 14, 2022, concerning the consumer price index for goods and services in the first three quarters of 2022
- Announcement of the Minister of Development and Technology of November 10, 2022, on the amount of the norm for monthly mortgage loan repayments per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of October 15, 2021, concerning the consumer price index for goods and services in the first three quarters of 2021
- Announcement of the Minister of Development and Technology of November 5, 2021, concerning the amount of the norm for monthly housing loan repayments per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of 15 October 2020 on the consumer price index in the first three quarters of 2020
- Announcement of the Ministry of Development, Labour and Technology of October 30, 2020, on the amount of the norm for monthly mortgage loan repayments per 1 m2 of usable floor space.
- Announcement of the Minister of Finance, Investment and Development of November 8, 2019, concerning the amount of the monthly repayment norm for housing loans per 1 m2 of usable area of the premises
- Announcement of the President of the Central Statistical Office of October 15, 2019 on the consumer price index for goods and services in the first three quarters of 2019
- Communication of the President of the Central Statistical Office of 15 October 2018 on the consumer price index for goods and services in the first three quarters of 2018.
- Announcement of the Minister of Investment and Development of November 6, 2018, concerning the amount of the norm for monthly housing loan repayments per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of October 12, 2017 on the consumer price index for goods and services in the first three quarters of 2017
- Announcement of the Minister of Infrastructure and Construction of November 3, 2017, on the amount of monthly repayment norms for housing loans per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of October 11, 2016, on the consumer price index for goods and services in the first three quarters of 2016
- Announcement of the Minister of Infrastructure and Construction of November 8, 2016, concerning the amount of the monthly housing loan repayment norm per 1 m2 of usable floor space
- Announcement of the Minister of Infrastructure and Development of November 13, 2015, on the amount of the normative monthly repayment of a housing loan per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of 15 October 2015 on the consumer price index for goods and services in the first three quarters of 2015
- Communication of the President of the Central Statistical Office of October 15, 2014, regarding the consumer price index in the first three quarters of 2014
- Announcement of the Minister of Infrastructure and Development of 20 November 2014 on the amount of the norm for monthly mortgage loan repayments per 1 m2 of usable floor space
- Announcement of the Minister of Transport, Construction and Maritime Economy of November 19, 2013 regarding the amount of the norm for monthly mortgage credit repayments per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of 15 October 2013 on the consumer price index for goods and services in the first three quarters of 2013
- Announcement of the Minister of Transport, Construction and Maritime Economy of November 13, 2012 on the monthly repayment norm for housing loans per 1 m2 of usable floor space
- Communication of the President of the Central Statistical Office of October 15, 2012, on the consumer price index for goods and services in the first three quarters of 2012
- Communication of the President of the Central Statistical Office of 13 October 2011 on the price index of consumer goods and services in the first three quarters of 2011.
- … +50
Amending Acts (35)
- Law of 8 August 1996 amending certain laws regulating the functioning of the economy and public administration. · 1997-01-01
- Law of 17 July 1997 amending the Law on state aid for the repayment of certain housing loans, on the reimbursement to banks of paid guarantee premiums, and amending certain laws · 1997-07-18
- Law of 1 August 1997 on the Amendment of the Law on State Aid in Repaying Certain Housing Loans, on the Reimbursement to Banks of Paid Guarantee Premiums, and on the Amendment of Certain Laws. · 1997-09-18
- Law of 16 December 1999 on amending the Law on State Aid for Repayment of Certain Housing Loans, Reimbursement to Banks of Paid Guarantee Premiums, and Amending Certain Laws. · 2000-01-01
- Law of 29 November 2000 on covering the repayment of housing loans with State Treasury guarantees. · 2001-01-01
- Law of December 15, 2000 on Housing Cooperatives. · 2001-04-24
- Law of 27 July 2002 on amendment of the Law on State aid for the repayment of certain housing loans, reimbursement to banks of paid guarantee premiums, and on amendment of certain laws. · 2002-08-12
- Judgment of the Constitutional Tribunal of 13 November 2001, case file K. 16/2001 · 2002-08-12
- Law of 1 March 2002 on changes in the organization and functioning of central government administration bodies and units subordinate to them, and on amending certain laws. · 2003-01-01
- Law of October 10, 2002, on the minimum wage for work. · 2003-01-01
- Law of December 19, 2002 on the amendment of the law on housing cooperatives and certain other laws. · 2003-01-15
- Law of 27 August 2004 amending the Law on certain forms of promoting housing construction and amending certain other laws · 2004-10-15
- Law of 21 April 2005 amending the Law on state aid for the repayment of certain housing loans, granting guarantee premiums and refunding guarantee premiums paid to banks · 2005-06-14
- Law of March 23, 2006, amending the law on state aid in the repayment of certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks · 2006-04-01
- Law of December 7, 2006 amending the law on local taxes and fees and on the amendment of certain other laws · 2007-01-01
- Law of December 5, 2008, on amending the law on state aid in the repayment of certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks · 2008-12-30
- Law of 21 November 2008 on Supporting Thermomodernization and Renovation and on the Central Register of Building Emissions · 2009-03-19
- Law of January 23, 2009, on amending the law on state aid in the repayment of certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks · 2009-04-01
- Law of April 2, 2009 amending the Law on guarantees and sureties granted by the State Treasury and certain legal persons, the Law on Bank Gospodarstwa Krajowego and certain other laws · 2009-05-15
- Law of December 18, 2009, on amending the Law on Housing Cooperatives and amending certain other laws · 2009-12-30
- Law of December 2, 2009, on amending the law on state aid in the repayment of certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks · 2010-01-01
- Law of 9 November 2012 amending the Act on state assistance in the repayment of certain housing loans, granting guarantee premiums and refunding guarantee premiums paid to banks · 2012-12-29
- Law of July 13, 2012 on amending the law on government administration departments and certain other laws · 2013-01-01
- Law of 10 September 2015 amending the law on certain forms of housing construction support and certain other laws · 2015-10-25
- Law of September 25, 2015 on amending the Banking Law and certain other laws · 2015-11-27
- Law of October 9, 2015 on amending the law on payment terms in commercial transactions, the Civil Code, and certain other laws · 2016-01-01
- Law of February 11, 2016, on state aid for raising children · 2016-04-01
- Law of July 7, 2016, amending the Law on Government Departments and certain other laws · 2016-08-31
- Law of November 22, 2018 on veterans' graves of the fight for Poland's freedom and independence · 2019-01-01
- Law of July 31, 2019, on supplementary benefit for persons unable to live independently · 2019-10-01
- … +5
Amended Acts (2)
Information on Consolidated Text (8)
- Announcement by the Marshal of the Sejm of the Republic of Poland of July 7, 2023, on the promulgation of the consolidated text of the Act on state assistance in repaying certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks
- Announcement of the Marshal of the Sejm of the Republic of Poland of November 27, 2024, on the promulgation of the consolidated text of the Law on state support for the repayment of certain housing loans, granting guarantee premiums, and reimbursing banks for paid guarantee premiums
- Announcement of the Marshal of the Sejm of the Republic of Poland of May 19, 2022, concerning the promulgation of the consolidated text of the Act on State Aid for Repayment of Certain Housing Loans, Granting Guarantee Premiums, and Refunding Guarantee Premiums Paid to Banks
- Announcement of the Marshal of the Sejm of the Republic of Poland of June 25, 2021, on the promulgation of the consolidated text of the law on state aid for the repayment of certain housing loans, the granting of guarantee premiums, and the reimbursement of guarantee premiums paid to banks
- Announcement of the Marshal of the Sejm of the Republic of Poland of October 14, 2019, on the promulgation of the consolidated text of the Act on state aid for the repayment of certain housing loans, the granting of guarantee premiums and the reimbursement of guarantee premiums paid to banks
- Announcement of the Marshal of the Sejm of the Republic of Poland of October 12, 2016, on the promulgation of the consolidated text of the law on state aid in the repayment of certain housing loans, granting guarantee premiums, and reimbursing banks for paid guarantee premiums
- Announcement of the Marshal of the Sejm of the Republic of Poland of May 28, 2013, on the promulgation of the consolidated text of the law on state aid for the repayment of certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks
- Announcement of the Marshal of the Sejm of the Republic of Poland of 13 June 2003 on the promulgation of the consolidated text of the Act on State aid in the repayment of certain housing loans, granting guarantee premiums and refunding guarantee premiums paid to banks
References (2)
Constitutional Tribunal Ruling (1)
Acts referring to this act
- Amending Acts: Law of December 28, 1989, on the settlement of credit relations.
- Amending Acts: Law of September 16, 1982 on Cooperative Law.
- Amended Acts: Law of May 15, 2024, on supporting parents in professional activity and child-rearing - "Active Parent"
- Amended Acts: Law of July 7, 2022, on amending certain laws regarding the method of financing housing programmes
- Amended Acts: Act of November 17, 2021, on Family Care Capital
- Amended Acts: Law of September 17, 2021 on amending the law on state assistance in raising children and certain other laws
- Amended Acts: Law of December 10, 2020, amending certain laws supporting housing development
- Amended Acts: Law of July 31, 2019, on supplementary benefit for persons unable to live independently
- Amended Acts: Law of November 22, 2018 on veterans' graves of the fight for Poland's freedom and independence
- Amended Acts: Law of July 7, 2016, amending the Law on Government Departments and certain other laws
- Amended Acts: Law of February 11, 2016, on state aid for raising children
- Amended Acts: Law of October 9, 2015 on amending the law on payment terms in commercial transactions, the Civil Code, and certain other laws
- Amended Acts: Law of September 25, 2015 on amending the Banking Law and certain other laws
- Amended Acts: Law of 10 September 2015 amending the law on certain forms of housing construction support and certain other laws
- Amended Acts: Law of July 13, 2012 on amending the law on government administration departments and certain other laws
- Amended Acts: Law of 9 November 2012 amending the Act on state assistance in the repayment of certain housing loans, granting guarantee premiums and refunding guarantee premiums paid to banks
- Amended Acts: Law of December 2, 2009, on amending the law on state aid in the repayment of certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks
- Amended Acts: Law of December 18, 2009, on amending the Law on Housing Cooperatives and amending certain other laws
- Amended Acts: Law of April 2, 2009 amending the Law on guarantees and sureties granted by the State Treasury and certain legal persons, the Law on Bank Gospodarstwa Krajowego and certain other laws
- Amended Acts: Law of January 23, 2009, on amending the law on state aid in the repayment of certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks
- Amended Acts: Law of 21 November 2008 on Supporting Thermomodernization and Renovation and on the Central Register of Building Emissions
- Amended Acts: Law of December 5, 2008, on amending the law on state aid in the repayment of certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks
- Amended Acts: Law of December 7, 2006 amending the law on local taxes and fees and on the amendment of certain other laws
- Amended Acts: Law of March 23, 2006, amending the law on state aid in the repayment of certain housing loans, granting guarantee premiums, and refunding guarantee premiums paid to banks
- Amended Acts: Law of 21 April 2005 amending the Law on state aid for the repayment of certain housing loans, granting guarantee premiums and refunding guarantee premiums paid to banks
- Amended Acts: Law of 27 August 2004 amending the Law on certain forms of promoting housing construction and amending certain other laws
- Amended Acts: Law of December 19, 2002 on the amendment of the law on housing cooperatives and certain other laws.
- Amended Acts: Law of October 10, 2002, on the minimum wage for work.
- Amended Acts: Law of 1 March 2002 on changes in the organization and functioning of central government administration bodies and units subordinate to them, and on amending certain laws.
- Amended Acts: Law of 27 July 2002 on amendment of the Law on State aid for the repayment of certain housing loans, reimbursement to banks of paid guarantee premiums, and on amendment of certain laws.
- Amended Acts: Judgment of the Constitutional Tribunal of 13 November 2001, case file K. 16/2001
- Amended Acts: Law of December 15, 2000 on Housing Cooperatives.
- Amended Acts: Law of 29 November 2000 on covering the repayment of housing loans with State Treasury guarantees.
- Amended Acts: Law of 16 December 1999 on amending the Law on State Aid for Repayment of Certain Housing Loans, Reimbursement to Banks of Paid Guarantee Premiums, and Amending Certain Laws.
- Amended Acts: Law of 1 August 1997 on the Amendment of the Law on State Aid in Repaying Certain Housing Loans, on the Reimbursement to Banks of Paid Guarantee Premiums, and on the Amendment of Certain Laws.
- Amended Acts: Law of 17 July 1997 amending the Law on state aid for the repayment of certain housing loans, on the reimbursement to banks of paid guarantee premiums, and amending certain laws
- Amended Acts: Law of 8 August 1996 amending certain laws regulating the functioning of the economy and public administration.
- References: Law of 16 September 2011 on Special Solutions Related to the Elimination of Flood Effects
- References: Law of 29 August 2014 on amending the Law on Corporate Income Tax, the Law on Personal Income Tax and certain other laws
- References: Judgment of the Constitutional Tribunal of 13 September 2011 ref. no. K 8/09
- References: Law of December 5, 2014 on amendment of certain laws in connection with the implementation of the budget law
- References: Regulation of the Council of Ministers of July 24, 2001, on the procedure and conditions for settlements with banks regarding State Treasury guarantees for the repayment of certain housing loans.
- References: Law of 10 September 2015 amending the law on certain forms of housing construction support and certain other laws
- References: Law of 24 June 2010 on special solutions related to the removal of the effects of the 2010 floods
- Constitutional Tribunal Ruling for an Act: Judgment of the Constitutional Tribunal of 13 November 2001, case file K. 16/2001
- Legal Basis: Regulation of the Council of Ministers of February 27, 1996, on the detailed conditions and procedure for settlements with banks regarding the temporary redemption from state budget funds of interest on housing loans.
- Legal Basis: Announcement of the Minister of Infrastructure of November 6, 2009 on the amount of monthly repayment norms for housing loans per 1 sq m of usable floor space
- Legal Basis: Announcement of the Minister of Spatial Economy and Construction of December 18, 1996 on the amount of monthly housing loan repayment standards per 1 square meter of usable floor space in the first half of 1997.
- Legal Basis: Communication of the President of the Central Statistical Office of October 14, 2009 on the price index of consumer goods and services in the first three quarters of 2009
- Legal Basis: Announcement of the President of the Office of Housing and Urban Development of December 11, 1998, concerning the amount of monthly housing credit repayment standards per 1 sq m of usable area of a dwelling unit in the 1st half of 1999.