Home / Dz.U. 1997 nr 140 poz. 939
Law of August 29, 1997 - Banking Law.
Ustawa z dnia 29 sierpnia 1997 r. - Prawo bankowe.
Type
Law (Ustawa)
Status
act has a consolidated text (akt posiada tekst jednolity)
Announced
1997-08-29
Entry into force
1998-01-01
Texts
The consolidated text (tekst ujednolicony) is unofficial; only the signed PDFs from Dziennik Ustaw / Monitor Polski are legally authentic.
Keywords
Financial Economysupervisionbank accountssecuritiesbankruptcy lawbankiprawo bankoweCredits and loansrepair proceedings
Related acts
Repealed Acts (4)
- Announcement of the President of the National Bank of Poland of July 20, 1992, on the announcement of the consolidated text of the Act - Banking Law. · 1998-01-01
- Announcement of the President of the Constitutional Tribunal of January 3, 1996 on the loss of validity of Art. 53 sec. 2 of the Law on Banking. · 1998-01-01
- Law of 31 January 1989 Banking Law. · 1998-01-01
- Law of May 22, 1992, on amending the Law - Banking Law and the Law on the National Bank of Poland. · 1998-01-01
Acts Declared Repealed (12)
- Resolution of the Constitutional Tribunal of May 28, 1996 on establishing the universally binding interpretation of Article 105 of the Law of January 31, 1989 - Banking Law. · 1998-01-01
- Regulation of the Council of Ministers of April 5, 1989, on amending the implementing provisions concerning the principles of granting and interest rates on loans for housing construction. · 1998-03-31
- Regulation of the Minister of Finance of October 21, 1992, on the procedure for appointing members of the supervisory board by employees of a state bank. · 1998-03-31
- Order of the President of the National Bank of Poland of November 5, 1992, on the detailed procedure and forms of granting bank guarantees. · 1998-03-31
- Order of the President of the National Bank of Poland of September 21, 1995, on the determination of the pattern, fineness, and weight of a coin with a nominal value of PLN 200 and the date of its introduction into circulation. · 1998-03-31
- Order of the Minister of Transport and Maritime Economy of July 17, 1992, on the procedure for making annotations in vehicle registration certificates regarding the establishment of a pledge on a motor vehicle. · 1998-03-31
- Regulation of the Council of Ministers of October 16, 1989, on the repeal of implementing provisions concerning credits and interest rates on credits granted to legal and natural persons for agricultural production activities. · 1998-03-31
- Regulation of the Council of Ministers of May 14, 1991, on expressing consent to the transformation of certain state banks into joint-stock companies. · 1998-03-31
- Regulation of the Council of Ministers of 16 December 1992 on the detailed principles and procedure for transforming Bank Gospodarki Żywnościowej into a joint-stock company, and the principles and scope of using the assets of this Bank for the creation of regional joint-stock banks. · 1998-03-31
- Regulation of the President of the National Bank of Poland of August 11, 1989 on general conditions for opening and maintaining bank accounts for the purpose of holding monetary funds and conducting settlements, and repealing obligations concerning the maintenance of primary and auxiliary accounts. · 1998-03-31
- Regulation of the Minister of Justice of 9 April 1992 on the determination of preferential court fee rates and exemptions from these fees in cases concerning the securing of receivables from granted loans, guarantees, and sureties. · 1998-07-01
- Regulation of the Minister of Justice of November 9, 1989 on the principles and procedure for cancelling registered savings deposit certificates. · 1998-07-01
Implementing Regulations (83)
- Rozporządzenie Ministra Finansów i Gospodarki z dnia 24 września 2026 r. zmieniające rozporządzenie w sprawie systemu zarządzania ryzykiem i systemu kontroli wewnętrznej oraz polityki wynagrodzeń w bankach
- Rozporządzenie Ministra Finansów i Gospodarki z dnia 18 września 2026 r. zmieniające rozporządzenie w sprawie szczegółowego sposobu szacowania kapitału wewnętrznego oraz dokonywania przez bank przeglądów strategii i procedur szacowania i stałego utrzymywania kapitału wewnętrznego
- Regulation of the Minister of Finance of January 16, 2025, amending the regulation on the risk management system and internal control system and remuneration policy in banks
- Regulation of the Minister of Finance of December 17, 2024, amending the regulation on the criteria and method of conducting the supervisory review and evaluation in banks
- Regulation of the Minister of Finance and Economy of October 28, 2025, on information concerning the characteristics of loan portfolios sold by banks to other entities
- Regulation of the Minister of Finance and Economy of 10 September 2025 amending the regulation on the bank recovery plan and the group recovery plan
- Regulation of the Minister of Finance of 20 December 2024 amending the regulation on the types of bank exposures excluded from large exposure limits
- Regulation of the Minister of Finance of November 12, 2024, repealing the regulation on the higher risk weight for exposures secured by real estate mortgages
- Regulation of the Minister of Finance of July 10, 2024, on information concerning banking activities related to structured deposits
- Regulation of the Minister of Finance of September 22, 2023, amending the regulation on a higher risk weight for exposures secured by real estate mortgages
- Regulation of the Minister of Finance of March 18, 2022, amending the regulation on the higher risk weight for exposures secured by real estate mortgages
- Regulation of the Minister of Finance of 25 November 2022 on the list of holding companies and certain other entities
- Regulation of the Minister of Finance, Funds and Regional Policy of May 27, 2021, amending the regulation on criteria and method of conducting supervisory review and assessment in banks
- Regulation of the Prime Minister of December 30, 2021, on payments to cover the costs of banking supervision
- Regulation of the Minister of Finance, Funds and Regional Policy of 27 July 2021 on the detailed method of estimating internal capital and on banks' reviews of strategies and procedures for estimating and maintaining internal capital
- Regulation of the Minister of Finance, Funds and Regional Policy of 8 June 2021 on the risk management system and internal control system and remuneration policy in banks
- Regulation of the Council of Ministers of March 9, 2020, on documents related to banking operations, prepared on IT data carriers
- Regulation of the Minister of Finance, Funds and Regional Policy of October 8, 2020, amending the regulation on the higher risk weight for exposures secured by real estate mortgages
- Regulation of the Prime Minister of 8 February 2019 on payments to cover the costs of banking supervision
- Regulation of the Minister of Finance of January 21, 2019, on the provision of services by banks in relation to structured deposits
- Regulation of the Minister of Finance, Investments and Development of 3 October 2019 on the materiality level of overdue credit exposure
- Regulation of the Minister of Finance of May 7, 2018 on the detailed scope of tasks of the committee for nominations in significant banks
- Regulation of the Minister of Development and Finance of 10 May 2017 on the list of documents attached by a bank to an application for a permit to entrust a business entity or a foreign business entity with performing intermediation in certain activities
- Regulation of the Minister of Development and Finance of April 25, 2017, on the register of receivables mentioned in a sub-participation agreement
- Regulation of the Minister of Development and Finance of March 10, 2017, on information and documents concerning founders and the management of a bank submitted to the Financial Supervision Authority
- Regulation of the Minister of Development and Finance of March 6, 2017 on the criteria and method of conducting examination and supervisory assessment in banks
- Regulation of the Minister of Development and Finance of March 6, 2017, on the risk management system and internal control system, remuneration policy, and the detailed method of estimating internal capital in banks
- Regulation of the Minister of Development and Finance of February 14, 2017, on the method of keeping a register of holding companies, the procedure and deadlines for submitting and updating holding company notifications, and the form of a holding company notification
- Regulation of the Minister of Development and Finance of May 25, 2017, on the higher risk weight for exposures secured by real estate mortgages
- Regulation of the Minister of Finance of 24 June 2016 on the treatment by banks of significant blocks of shares in entities outside the financial sector referred to in Article 89(3) of Regulation No 575/2013
- … +53
Amending Acts (196)
- Law of 17 December 1998 on pensions and annuities from the Social Insurance Fund. · 1999-01-01
- Law of December 18, 1998, Foreign Exchange Law. · 1999-01-12
- Law of 22 January 1999 on the Protection of Classified Information. · 1999-03-11
- Law of 9 April 1999 amending the Law on the Bank Guarantee Fund and certain other laws. · 1999-05-21
- Law of 15 December 2000 on amending the Law on the Bank Guarantee Fund and the Law - Banking Law. · 2001-01-01
- Law of 15 September 2000 Commercial Companies Code. · 2001-01-01
- Law of November 16, 2000, on warehouses and on amending the Civil Code, the Code of Civil Procedure, and other laws. · 2001-01-04
- Law of 7 December 2000 on the functioning of cooperative banks, their association, and associating banks. · 2001-01-28
- Law of 9 September 2000 on amending the law - Penal Code, the law - Code of Criminal Procedure, the law on combating unfair competition, the law on public procurement and the law - Banking Law. · 2001-02-04
- Law of 11 January 2001 amending the Law on the social insurance system and certain other laws. · 2001-02-17
- Law of November 16, 2000, on Counteracting Money Laundering and Financing of Terrorism · 2001-06-23
- Law of 27 July 2001 amending the Law on the Police, the Law on Insurance Activity, the Banking Law, the Law on District Self-Government, and the Law on provisions introducing laws reforming public administration. · 2001-10-19
- Law of 18 September 2001 amending the Law on Court Bailiffs and Enforcement and amending certain other laws · 2002-01-01
- Law of 23 August 2001 amending the banking law and other laws · 2002-01-07
- Law of 1 March 2002 on changes in the organization and functioning of central government administration bodies and units subordinate to them, and on amending certain laws. · 2002-04-01
- Law of March 20, 2002, on transformations in customs administration and on amending certain laws. · 2002-05-01
- Law of September 18, 2001, on electronic signature. · 2002-08-16
- Law of 5 July 2002 on amendment of the Law on covered bonds and mortgage banks and on amendment of certain other laws. · 2002-09-09
- Law of 27 July 2002 on the amendment of the Law - Banking Law. · 2002-09-24
- Law of 27 July 2002 Foreign Exchange Law. · 2002-10-01
- Law of December 18, 2002 on the amendment of the law on the social insurance system and the amendment of certain other laws. · 2003-01-01
- Law of 12 September 2002 on amending the Tax Ordinance and amending certain other laws. · 2003-01-01
- Law of February 14, 2003 on access to economic information · 2003-04-26
- Law of March 14, 2003, on Bank Gospodarstwa Krajowego · 2003-06-01
- Law of 28 February 2003 Bankruptcy Law · 2003-10-01
- Law of 12 September 2002 on electronic payment instruments. · 2003-10-12
- Law of 30 August 2002 Provisions introducing the Law - Law on the structure of administrative courts and the Law - Law on proceedings before administrative courts. · 2004-01-01
- Law of 18 December 2003 on Amending the Law on the National Bank of Poland and Amending Other Laws · 2004-01-01
- Law of 12 December 2003 on Amending the Commercial Companies Code and Certain Other Laws · 2004-01-15
- Law of 12 March 2004 on amending the Law - Public Trading in Securities Law and amending other laws · 2004-05-01
- … +166
Amended Acts (21)
- Act of December 19, 1992, on amending the Act - Banking Law and certain other acts. · 1998-01-01
- Law of 16 December 1993 on amending certain laws regulating taxation and certain other laws. · 1998-01-01
- Law of 24 June 1994 on the restructuring of cooperative banks and the Bank of Food Economy and on the amendment of certain laws. · 1998-01-01
- Law of March 24, 1920, on the acquisition of real estate by foreigners. · 1998-01-01
- Law of August 29, 1997 - Tax Ordinance. · 1998-01-01
- Law of 20 August 1997 - Provisions introducing the Law on the National Court Register. · 1998-01-01
- Law of 20 August 1997 on the National Court Register. · 1998-01-01
- Law of 6 June 1997 - Provisions introducing the Penal Code · 1998-01-01
- Law of June 6, 1997, on the Customs Inspectorate. · 1998-01-01
- Law of 20 February 1997 on amending the law on the Bank Guarantee Fund and amending the law - Banking Law. · 1998-01-01
- Law of December 6, 1996, on pledge registration and the pledge register. · 1998-01-01
- Law of 9 January 1997 - Customs Code. · 1998-01-01
- Law of 8 August 1996 amending certain laws regulating the functioning of the economy and public administration. · 1998-01-01
- Law of 14 June 1996 on the merger and grouping of certain banks in the form of a joint-stock company. · 1998-01-01
- Law of May 31, 1996 amending the Law on tax liabilities and amending certain other laws. · 1998-01-01
- Law of 26 October 1995 on social housing development. · 1998-01-01
- Law of December 14, 1994, on the Bank Guarantee Fund. · 1998-01-01
- Law of 29 September 1994 on accounting. · 1998-01-01
- Law of December 19, 1980 on tax liabilities. · 1998-01-01
- Law of 15 February 1992 on corporate income tax. · 1998-01-01
- Act of March 6, 1993, on amending certain acts regulating taxation and certain other acts. · 1998-01-01
Information on Consolidated Text (13)
- Announcement of the Marshal of the Sejm of the Republic of Poland of October 25, 2018, on the promulgation of the consolidated text of the law - Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of December 10, 2025, on the announcement of the consolidated text of the law - Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of September 26, 2024, concerning the promulgation of the consolidated text of the Law - Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of October 23, 2023, on the announcement of the consolidated text of the Act - Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of October 28, 2022, on the promulgation of the consolidated text of the law - Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of December 21, 2021, on the announcement of the consolidated text of the Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of October 8, 2020, concerning the publication of the consolidated text of the Act - Banking Law.
- Announcement of the Marshal of the Sejm of the Republic of Poland of November 22, 2019 on the promulgation of the consolidated text of the Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of 15 September 2017 on the promulgation of the consolidated text of the Act - Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of November 7, 2016 on the promulgation of the consolidated text of the Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of 13 January 2015 on the promulgation of the consolidated text of the Law - Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of November 2, 2012, on the promulgation of the consolidated text of the Act - Banking Law
- Announcement of the Marshal of the Sejm of the Republic of Poland of May 13, 2002, on the announcement of the consolidated text of the Banking Law.
References (20)
- Law of August 29, 1997, on the National Bank of Poland.
- Law of 6 June 1997 - Penal Code
- Law of 6 June 1997 - Code of Criminal Procedure
- Law of August 21, 1997 – Law on Public Trading in Securities.
- Law of August 28, 1997, on the organization and functioning of pension funds.
- Law of March 24, 1920, on the acquisition of real estate by foreigners.
- Regulation of the President of the Republic of June 27, 1934, Commercial Code.
- Decree of October 25, 1948, on the Principles and Procedure for the Liquidation of Certain Banking Enterprises.
- Decree of October 25, 1948, on the Principles and Procedure for the Liquidation of Certain Long-Term Credit Institutions.
- Decree of October 25, 1948, on Banking Reform.
- Law of June 14, 1960, Code of Administrative Procedure.
- Law of 17 November 1964 - Code of Civil Procedure.
- Law of 23 April 1964 - Civil Code.
- Law of September 16, 1982 on Cooperative Law.
- Law of May 30, 1989, on Chambers of Commerce
- Act of February 3, 1993, on the financial restructuring of enterprises and banks and on amending certain acts.
- Law of October 13, 1994, on Statutory Auditors and their Self-Government.
- Law of December 14, 1994, on the Bank Guarantee Fund.
- Law of December 23, 1994 on the Supreme Audit Office.
- Law of 30 August 1996 on commercialization and certain employee rights.
Constitutional Tribunal Ruling (4)
- Judgment of the Constitutional Tribunal of January 26, 2005 ref. no. P 10/04
- Judgment of the Constitutional Tribunal of March 15, 2011 case ref. P 7/09
- Judgment of the Constitutional Tribunal of April 14, 2015, ref. no. P 45/12
- Judgment of the Constitutional Tribunal of 29 January 2002 case file K. 19/2001.
Acts referring to this act
- Repealing Acts: Announcement of the President of the National Bank of Poland of July 20, 1992, on the announcement of the consolidated text of the Act - Banking Law.
- Repealing Acts: Law of 31 January 1989 Banking Law.
- Repealing Acts: Law of May 22, 1992, on amending the Law - Banking Law and the Law on the National Bank of Poland.
- Repealing Acts: Announcement of the President of the Constitutional Tribunal of January 3, 1996 on the loss of validity of Art. 53 sec. 2 of the Law on Banking.
- Amending Acts: Law of 29 September 1994 on accounting.
- Amending Acts: Law of December 19, 1980 on tax liabilities.
- Amending Acts: Law of 15 February 1992 on corporate income tax.
- Amending Acts: Law of 20 August 1997 on the National Court Register.
- Amending Acts: Law of 8 August 1996 amending certain laws regulating the functioning of the economy and public administration.
- Amending Acts: Law of 9 January 1997 - Customs Code.
- Amending Acts: Act of December 19, 1992, on amending the Act - Banking Law and certain other acts.
- Amending Acts: Law of 20 February 1997 on amending the law on the Bank Guarantee Fund and amending the law - Banking Law.
- Amending Acts: Act of March 6, 1993, on amending certain acts regulating taxation and certain other acts.
- Amending Acts: Law of 26 October 1995 on social housing development.
- Amending Acts: Law of 16 December 1993 on amending certain laws regulating taxation and certain other laws.
- Amending Acts: Law of 24 June 1994 on the restructuring of cooperative banks and the Bank of Food Economy and on the amendment of certain laws.
- Amending Acts: Law of December 14, 1994, on the Bank Guarantee Fund.
- Amending Acts: Law of June 6, 1997, on the Customs Inspectorate.
- Amending Acts: Law of 6 June 1997 - Provisions introducing the Penal Code
- Amending Acts: Law of 20 August 1997 - Provisions introducing the Law on the National Court Register.
- Amending Acts: Law of March 24, 1920, on the acquisition of real estate by foreigners.
- Amending Acts: Law of August 29, 1997 - Tax Ordinance.
- Amending Acts: Law of May 31, 1996 amending the Law on tax liabilities and amending certain other laws.
- Amending Acts: Law of 14 June 1996 on the merger and grouping of certain banks in the form of a joint-stock company.
- Amending Acts: Law of December 6, 1996, on pledge registration and the pledge register.
- Amended Acts: Law of 17 April 2026 on amending certain laws in connection with the transmission of information to the European Single Access Point
- Amended Acts: Law of January 23, 2026, amending the Commercial Companies Code and certain other laws
- Amended Acts: Law of 29 May 2026 amending the Tax Ordinance and certain other laws
- Amended Acts: Ustawa z dnia 31 lipca 2026 r. o zmianie ustawy - Prawo bankowe oraz niektórych innych ustaw
- Amended Acts: Law of January 23, 2026, on amending certain laws related to the functioning of the financial market and the protection of participants in this market
- Amended Acts: Law of January 23, 2026, on amending the law on the functioning of cooperative banks, their association and associated banks, and certain other laws
- Amended Acts: Law of May 21, 2025, amending certain laws in order to deregulate economic and administrative law and improve the principles of economic law development
- Amended Acts: Law of July 25, 2025, amending the Law - Banking Law and certain other laws
- Amended Acts: Law of August 5, 2025, on the repeal of the Law on the Central Pension Information
- Amended Acts: Law of August 5, 2025, on the amendment of the law - Banking Law and certain other laws
- Amended Acts: Law of June 25, 2025, amending certain laws in connection with ensuring the operational digital resilience of the financial sector and the issuance of European green bonds
- Amended Acts: Law of 9 May 2025 amending the Law on the Prison Service and certain other laws
- Amended Acts: Law of March 20, 2025, amending the Law on Development Cooperation and certain other laws
- Amended Acts: Law of 24 January 2025 on amending the law on tax on goods and services, the law on excise duty and certain other laws
- Amended Acts: Law of December 20, 2024, on entities servicing loans and loan purchasers
- Amended Acts: Law of 6 December 2024 amending the Accounting Law, the Law on Statutory Auditors, Auditing Firms and Public Supervision, and certain other laws
- Amended Acts: Act of 6 November 2024 on the compensatory taxation of constituent units of international and national groups
- Amended Acts: Law of May 23, 2024, on amending the law on the exchange of tax information with other countries and certain other laws
- Amended Acts: Law of July 7, 2023, on amending certain laws to limit certain effects of identity theft
- Amended Acts: Law of April 14, 2023, on amending the law on value added tax and certain other laws
- Amended Acts: Law of July 7, 2023, on the Central Pension Information
- Amended Acts: Law of April 14, 2023, on amending the law on investment funds and the management of alternative investment funds, the law on bonds, the law on the Bank Guarantee Fund, the deposit guarantee system and resolution, and certain other laws
- Amended Acts: Law of August 16, 2023, on amending certain laws in connection with ensuring the development of the financial market and the protection of investors in this market
- Amended Acts: Law of July 7, 2023 on the Pan-European Personal Pension Product
- Amended Acts: Law of May 26, 2023, on the next additional annual monetary benefit for pensioners and disability pensioners