Home / Dz.U. 2016 poz. 996
Law of June 10, 2016, on the Bank Guarantee Fund, the deposit guarantee scheme, and resolution
Ustawa z dnia 10 czerwca 2016 r. o Bankowym Funduszu Gwarancyjnym, systemie gwarantowania depozytów oraz przymusowej restrukturyzacji
Type
Law (Ustawa)
Status
act has a consolidated text (akt posiada tekst jednolity)
Announced
2016-06-10
Entry into force
2016-10-09
Texts
The consolidated text (tekst ujednolicony) is unofficial; only the signed PDFs from Dziennik Ustaw / Monitor Polski are legally authentic.
Keywords
depositsrestructuringprawo bankowe
Related acts
Repealed Acts (6)
- Law of December 14, 1994, on the Bank Guarantee Fund. · 2016-10-09
- Law of 3 October 2008 on amending the Law on the Bank Guarantee Fund · 2016-10-09
- Law of 20 February 1997 on amending the law on the Bank Guarantee Fund and amending the law - Banking Law. · 2016-10-09
- Announcement of the Marshal of the Sejm of the Republic of Poland of May 15, 2009 on the promulgation of the consolidated text of the Law on the Bank Guarantee Fund · 2016-10-09
- Announcement of the Marshal of the Sejm of the Republic of Poland of December 1, 2014, on the announcement of the consolidated text of the Act on the Bank Guarantee Fund · 2016-10-09
- Law of June 10, 2010, amending the Act on the Bank Guarantee Fund · 2016-10-09
Acts Declared Repealed (1)
Implementing Regulations (36)
- Regulation of the Minister of Finance of December 5, 2023, amending the regulation on the method of determining the risk profile of banks and branches of foreign banks and taking this profile into account when determining contributions to the bank guarantee fund
- Regulation of the Minister of Finance of February 18, 2022, on the transfer in the form of payment obligations of contributions paid to the Bank Guarantee Fund by banks, branches of foreign banks, investment firms, cooperative savings and credit unions and the National Cooperative Savings and Credit Union
- Regulation of the Minister of Finance of December 10, 2021, on the transfer of information concerning the minimum level of own funds and eligible liabilities to the Bank Guarantee Fund
- Regulation of the Minister of Finance of November 23, 2021, on extending the deadline for achieving the target level of deposit guarantee system funds in banks
- Regulation of the Minister of Finance of March 23, 2020, amending the regulation on the method of determining the risk profile of banks and branches of foreign banks and taking this profile into account when determining contributions to the bank guarantee fund
- Regulation of the Minister of Finance of May 27, 2019 amending the regulation on information necessary for the development, updating and feasibility assessment of resolution plans and group resolution plans
- Regulation of the Minister of Finance of 22 February 2019 on the suspension of payment of guaranteed funds to depositors in case of blocking of funds deposited in an account
- Regulation of the Minister of Finance of August 7, 2019, amending the regulation on the detailed rules for determining contributions to the financing of the compulsory restructuring of banks based on risk
- Regulation of the Minister of Finance of June 28, 2019, amending the regulation on special accounting rules for the Bank Guarantee Fund
- Regulation of the Minister of Finance of July 9, 2019, on the detailed scope, procedure and deadlines for submitting to the Bank Guarantee Fund information other than that submitted to the National Bank of Poland and the Financial Supervision Authority, necessary for the Bank Guarantee Fund to perform its tasks
- Regulation of the Minister of Development and Finance of 8 March 2017 on the transmission in the form of payment obligations of contributions paid to the Bank Guarantee Fund by banks, branches of foreign banks, investment firms, cooperative savings and credit unions and the National Cooperative Savings and Credit Union
- Regulation of the Minister of Development and Finance of 22 February 2017 on the detailed scope, procedure and deadlines for transmitting to the Bank Guarantee Fund information other than that transmitted to the National Bank of Poland and the Financial Supervision Authority, necessary for the performance of the tasks of the Bank Guarantee Fund
- Regulation of the Minister of Development and Finance of 27 December 2016 on the method of determining the risk profile of banks and branches of foreign banks and taking this profile into account when determining contributions to the bank guarantee fund
- Regulation of the Minister of Development and Finance of February 15, 2017, on the detailed rules for determining risk-based contributions for the financing of mandatory restructuring of banks
- Regulation of the Minister of Development and Finance of December 27, 2016 on the method of determining the risk profile of credit unions and taking this profile into account when determining contributions to the guarantee fund of credit unions
- Regulation of the Minister of Development and Finance of January 25, 2017, on granting the statute to the Bank Guarantee Fund
- Regulation of the Minister of Development and Finance of January 25, 2017, on the detailed rules for determining contributions to the financing of resolution of foreign bank branches based on risk
- Regulation of the Minister of Development and Finance of August 9, 2017, on the detailed scope, procedure, and deadline for transmitting to the Bank Guarantee Fund information necessary for the performance of its tasks and the method of verifying the correctness of the transmitted information
- Regulation of the Minister of Development and Finance of 8 June 2017 on the register of financial instruments
- Regulation of the Minister of Development and Finance of May 25, 2017, on the information necessary for the development, updating and assessment of the feasibility of resolution plans and group resolution plans
- Regulation of the Minister of Development and Finance of December 20, 2016, on establishing the regulations of the Council of the Bank Guarantee Fund
- Regulation of the Minister of Development and Finance of December 9, 2016, on the special accounting rules of the Bank Guarantee Fund
- Regulation of the Minister of Development and Finance of December 1, 2016, on the trading by the Bank Guarantee Fund of receivables acquired from cooperative savings and credit unions in which insolvency is imminent
- Regulation of the Minister of Development and Finance of October 13, 2016, on the maximum monthly remuneration of members of the Board of the Bank Guarantee Fund
- Regulation of the Minister of Development and Finance of October 6, 2016, on suspending the payment of guaranteed funds to depositors in cases where funds deposited in an account have been blocked under the provisions on counteracting money laundering and the financing of terrorism
- Regulation of the Minister of Development and Finance of October 6, 2016, on the approval of methods for determining contributions to the mandatory deposit guarantee system in banks and branches of foreign banks and their disclosure
- Regulation of the Minister of Development and Finance of October 6, 2016, on the approval of the method for determining contributions to the mandatory deposit guarantee system in credit unions and its disclosure
- Regulation of the Minister of Finance of September 26, 2016, on the requirements for systems for calculating amounts maintained in entities covered by the guarantee system
- Regulation of the Minister of Finance of July 18, 2016 on the form of the information sheet for depositors
- Regulation of the Minister of Finance of March 15, 2022, amending the regulation on granting the statute to the Bank Guarantee Fund
- … +6
Amending Acts (33)
- Law of November 30, 2016, amending the law on payment services and certain other laws · 2016-12-10
- Law of March 9, 2017 on the amendment of the Law on trading in financial instruments and certain other laws · 2017-04-29
- Law of 11 May 2017 on statutory auditors, auditing firms and public oversight · 2017-06-21
- Law of 1 March 2018 amending the Law on Trading in Financial Instruments and certain other laws · 2018-04-21
- Law of November 24, 2017 on amending certain laws to counteract the use of the financial sector for tax fraud · 2018-04-30
- Law of 1 March 2018 on counteracting money laundering and the financing of terrorism · 2018-07-13
- Law of July 5, 2018, on amending the law on combating unfair competition and certain other laws · 2018-09-04
- Law of November 9, 2018, on amending certain laws in connection with strengthening supervision over the financial market and protecting investors on this market · 2018-12-01
- Law of 17 January 2019 on amending the Act on the Bank Guarantee Fund, the deposit guarantee scheme and the resolution of banks, and certain other acts · 2019-03-07
- Law of 21 February 2019 amending certain laws in connection with ensuring the application of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) · 2019-05-04
- Law of 31 July 2019 amending certain laws to reduce regulatory burdens · 2019-08-09
- Law of October 16, 2019 on amending the law on public offering and the conditions for introducing financial instruments into an organized trading system and on public companies and certain other laws · 2019-11-30
- Law of July 19, 2019, on the amendment of the Law - Code of Commercial Companies and certain other laws · 2020-03-01
- Law of 30 August 2019 on amending the Commercial Companies Code and certain other laws · 2021-03-01
- Law of February 25, 2021, amending the Banking Law and certain other laws · 2021-04-28
- Law of 8 July 2021 on amending the Law on the Bank Guarantee Fund, the deposit guarantee scheme and resolution, and certain other laws · 2021-09-15
- Law of August 11, 2021, on loan and savings associations · 2021-10-11
- Law of October 1, 2021, amending the Law on trading in financial instruments and certain other laws · 2021-12-10
- Law of August 11, 2021, on amending the law on public finance and certain other laws · 2022-01-01
- Law of 20 May 2021 on the protection of the rights of the buyer of a residential unit or a single-family house and the Developer Guarantee Fund · 2022-07-01
- Law of April 7, 2022, on amending the law on covered bonds and mortgage banks and certain other laws · 2022-07-08
- Law of August 5, 2022, on the coal allowance · 2022-08-12
- Law of April 14, 2023, on amending the law on investment funds and the management of alternative investment funds, the law on bonds, the law on the Bank Guarantee Fund, the deposit guarantee system and resolution, and certain other laws · 2023-05-13
- Law of August 16, 2023, on amending the Commercial Companies Code and certain other laws · 2023-09-15
- Law of 26 May 2023 on the participation of employees in a company formed as a result of a cross-border transformation, merger, or division of companies · 2023-09-15
- Law of July 7, 2023 on the Pan-European Personal Pension Product · 2023-09-26
- Law of December 20, 2024, on entities servicing loans and loan purchasers · 2025-02-05
- Law of June 25, 2025, amending certain laws in connection with ensuring the operational digital resilience of the financial sector and the issuance of European green bonds · 2025-08-07
- Law of January 23, 2026, on amending the law on the functioning of cooperative banks, their association and associated banks, and certain other laws · 2026-03-28
- Law of January 23, 2026, on amending certain laws related to the functioning of the financial market and the protection of participants in this market · 2026-03-31
- … +3
Amended Acts (28)
- Law of January 29, 2004 on Public Procurement · 2016-10-09
- Law of 27 May 2004 on investment funds and the management of alternative investment funds · 2016-10-09
- Law of April 20, 2004, on individual retirement accounts and individual pension security accounts · 2016-10-09
- Law of 28 February 2003 Bankruptcy Law · 2016-10-09
- Law of 30 August 2002 Law on proceedings before administrative courts. · 2016-10-09
- Law of 6 September 2001 on access to public information · 2016-10-09
- Law of 7 December 2000 on the functioning of cooperative banks, their association, and associating banks. · 2016-10-09
- Law of August 29, 1997, on covered bonds and mortgage banks. · 2016-10-09
- Law of August 29, 1997 - Banking Law. · 2016-10-09
- Law of August 29, 1997, on the National Bank of Poland. · 2016-10-09
- Law of 20 August 1997 on the National Court Register. · 2016-10-09
- Law of 15 February 1992 on corporate income tax. · 2016-10-09
- Law of September 16, 1982 on Cooperative Law. · 2016-10-09
- Law of July 6, 1982 on Land and Mortgage Registers. · 2016-10-09
- Law of 17 November 1964 - Code of Civil Procedure. · 2016-10-09
- Law of June 14, 1960, Code of Administrative Procedure. · 2016-10-09
- Law of 15 September 2000 Commercial Companies Code. · 2016-10-09
- Law of 15 January 2016 on tax on certain financial institutions · 2016-10-09
- Law of May 15, 2015 - Restructuring Law · 2016-10-09
- Law of 5 August 2015 on macroprudential supervision of the financial system and crisis management in the financial system · 2016-10-09
- Law of 5 November 2009 on credit unions · 2016-10-09
- Act of 16 September 2011 on the protection of the rights of the buyer of a residential unit or a single-family house · 2016-10-09
- Law of 12 February 2010 on the recapitalisation of certain institutions and on government financial stabilisation instruments · 2016-10-09
- Law of 12 February 2009 on the granting of support by the State Treasury to financial institutions · 2016-10-09
- Law of July 21, 2006, on financial market supervision. · 2016-10-09
- Law of 29 July 2005 on Public Offering and the Conditions for Introducing Financial Instruments into an Organized Trading System and on Public Companies · 2016-10-09
- Law of 29 July 2005 on Trading in Financial Instruments · 2016-10-09
- Law of 29 July 2005 on Capital Market Supervision · 2016-10-09
Information on Consolidated Text (8)
- Announcement of the Marshal of the Sejm of the Republic of Poland of April 30, 2026, concerning the announcement of the consolidated text of the Law on the Bank Guarantee Fund, the deposit guarantee system, and resolution
- Announcement of the Marshal of the Sejm of the Republic of Poland of March 24, 2025, on the announcement of the consolidated text of the law on the Bank Guarantee Fund, the deposit guarantee scheme, and resolution proceedings
- Announcement of the Marshal of the Sejm of the Republic of Poland of February 20, 2024, concerning the promulgation of the consolidated text of the Law on the Bank Guarantee Fund, the deposit guarantee scheme, and resolution proceedings
- Announcement of the Marshal of the Sejm of the Republic of Poland of March 23, 2022, on the announcement of the consolidated text of the Act on the Bank Guarantee Fund, the deposit guarantee scheme, and resolution
- Announcement of the Marshal of the Sejm of the Republic of Poland of September 28, 2022, on the promulgation of the consolidated text of the law on the Bank Guarantee Fund, the deposit guarantee scheme and resolution
- Announcement of the Marshal of the Sejm of the Republic of Poland of April 16, 2020, on the announcement of the consolidated text of the law on the Bank Guarantee Fund, the deposit guarantee scheme, and resolution
- Announcement of the Marshal of the Sejm of the Republic of Poland of March 15, 2019 on the announcement of the consolidated text of the Act on the Bank Guarantee Fund, the deposit guarantee scheme and the resolution of banks
- Announcement of the Marshal of the Sejm of the Republic of Poland of September 15, 2017, on the announcement of the consolidated text of the law on the Bank Guarantee Fund, the deposit guarantee scheme, and the resolution of banks
References (30)
- Law of September 11, 2015 on insurance and reinsurance activity
- Law of 5 November 2009 on credit unions
- Law of January 20, 2011, on the patrimonial liability of public officials for gross violation of the law
- Law of August 19, 2011, on payment services
- Law of 5 August 2010 on the protection of classified information.
- Law of 7 May 2009 on Statutory Auditors and their Self-Government, Entities Authorised to Audit Financial Statements, and Public Oversight
- Law of August 27, 2009, on public finance
- Law of April 25, 2008, on the participation of employees in a company formed as a result of a cross-border merger of companies
- Law of February 16, 2007, on competition and consumer protection
- Law of February 17, 2005, on the informatization of activities of entities performing public tasks
- Law of April 2, 2004, on certain financial security instruments
- Law of April 24, 2003, on public benefit activities and volunteering
- Law of March 13, 2003, on special rules for terminating employment relationships with employees for reasons not attributable to employees.
- Law of 28 February 2003 Bankruptcy Law
- Law of May 22, 2003, on compulsory insurance, the Insurance Guarantee Fund, and the Polish Motor Insurers' Bureau
- Law of 18 July 2002 on the provision of services by electronic means.
- Law of August 24, 2001, on final settlement in payment systems and securities settlement systems and on the supervision of these systems.
- Law of November 16, 2000, on Counteracting Money Laundering and Financing of Terrorism
- Law of August 29, 1997 - Banking Law.
- Law of August 28, 1997, on the organization and functioning of pension funds.
- Law of 6 June 1997 - Code of Criminal Procedure
- Law of 6 June 1997 - Penal Code
- Law of May 8, 1997, on guarantees and sureties granted by the State Treasury and certain legal persons.
- Law of 8 August 1996 on the principles of exercising rights vested in the State Treasury.
- Law of 29 September 1994 on accounting.
- Law of 7 July 1994 - Building Law.
- Law of 24 June 1994 on the ownership of premises.
- Law of 16 April 1993 on combating unfair competition.
- Law of June 26, 1974, Labour Code.
- Law of 23 April 1964 - Civil Code.
Acts referring to this act
- Repealing Acts: Announcement of the Marshal of the Sejm of the Republic of Poland of December 1, 2014, on the announcement of the consolidated text of the Act on the Bank Guarantee Fund
- Repealing Acts: Announcement of the Marshal of the Sejm of the Republic of Poland of May 15, 2009 on the promulgation of the consolidated text of the Law on the Bank Guarantee Fund
- Repealing Acts: Law of 3 October 2008 on amending the Law on the Bank Guarantee Fund
- Repealing Acts: Law of June 10, 2010, amending the Act on the Bank Guarantee Fund
- Repealing Acts: Law of December 14, 1994, on the Bank Guarantee Fund.
- Repealing Acts: Law of 20 February 1997 on amending the law on the Bank Guarantee Fund and amending the law - Banking Law.
- Amending Acts: Law of July 6, 1982 on Land and Mortgage Registers.
- Amending Acts: Law of August 29, 1997 - Banking Law.
- Amending Acts: Law of May 15, 2015 - Restructuring Law
- Amending Acts: Law of 12 February 2009 on the granting of support by the State Treasury to financial institutions
- Amending Acts: Law of 5 August 2015 on macroprudential supervision of the financial system and crisis management in the financial system
- Amending Acts: Law of January 29, 2004 on Public Procurement
- Amending Acts: Law of September 16, 1982 on Cooperative Law.
- Amending Acts: Law of April 20, 2004, on individual retirement accounts and individual pension security accounts
- Amending Acts: Law of 12 February 2010 on the recapitalisation of certain institutions and on government financial stabilisation instruments
- Amending Acts: Law of 15 January 2016 on tax on certain financial institutions
- Amending Acts: Law of 20 August 1997 on the National Court Register.
- Amending Acts: Law of 27 May 2004 on investment funds and the management of alternative investment funds
- Amending Acts: Law of 15 February 1992 on corporate income tax.
- Amending Acts: Law of 29 July 2005 on Capital Market Supervision
- Amending Acts: Law of August 29, 1997, on covered bonds and mortgage banks.
- Amending Acts: Law of 29 July 2005 on Trading in Financial Instruments
- Amending Acts: Law of 29 July 2005 on Public Offering and the Conditions for Introducing Financial Instruments into an Organized Trading System and on Public Companies
- Amending Acts: Law of July 21, 2006, on financial market supervision.
- Amending Acts: Law of June 14, 1960, Code of Administrative Procedure.
- Amending Acts: Law of 15 September 2000 Commercial Companies Code.
- Amending Acts: Act of 16 September 2011 on the protection of the rights of the buyer of a residential unit or a single-family house
- Amending Acts: Law of August 29, 1997, on the National Bank of Poland.
- Amending Acts: Law of 7 December 2000 on the functioning of cooperative banks, their association, and associating banks.
- Amending Acts: Law of 6 September 2001 on access to public information
- Amending Acts: Law of 5 November 2009 on credit unions
- Amending Acts: Law of 30 August 2002 Law on proceedings before administrative courts.
- Amending Acts: Law of 17 November 1964 - Code of Civil Procedure.
- Amending Acts: Law of 28 February 2003 Bankruptcy Law
- Amended Acts: Law of 17 April 2026 on amending certain laws in connection with the transmission of information to the European Single Access Point
- Amended Acts: Law of January 23, 2026, amending the Commercial Companies Code and certain other laws
- Amended Acts: Law of December 4, 2025, amending the law on amending the law - Penal Code and certain other laws, and on amending certain other laws
- Amended Acts: Law of January 23, 2026, on amending certain laws related to the functioning of the financial market and the protection of participants in this market
- Amended Acts: Law of January 23, 2026, on amending the law on the functioning of cooperative banks, their association and associated banks, and certain other laws
- Amended Acts: Law of June 25, 2025, amending certain laws in connection with ensuring the operational digital resilience of the financial sector and the issuance of European green bonds
- Amended Acts: Law of December 20, 2024, on entities servicing loans and loan purchasers
- Amended Acts: Law of July 7, 2023 on the Pan-European Personal Pension Product
- Amended Acts: Law of 26 May 2023 on the participation of employees in a company formed as a result of a cross-border transformation, merger, or division of companies
- Amended Acts: Law of August 16, 2023, on amending the Commercial Companies Code and certain other laws
- Amended Acts: Law of April 14, 2023, on amending the law on investment funds and the management of alternative investment funds, the law on bonds, the law on the Bank Guarantee Fund, the deposit guarantee system and resolution, and certain other laws
- Amended Acts: Law of August 5, 2022, on the coal allowance
- Amended Acts: Law of April 7, 2022, on amending the law on covered bonds and mortgage banks and certain other laws
- Amended Acts: Law of 20 May 2021 on the protection of the rights of the buyer of a residential unit or a single-family house and the Developer Guarantee Fund
- Amended Acts: Law of August 11, 2021, on amending the law on public finance and certain other laws
- Amended Acts: Law of October 1, 2021, amending the Law on trading in financial instruments and certain other laws